Insurance Planning

Life insurance and other risk-management issues pose legitimate concerns for many of our clients. As providers of integrated financial services, insurance planning is often one piece of our strategy. Because we are committed to providing you with independent advice, your Falcidian Financial Advisor conducts an objective review of your insurance needs. When your situation is better served by a non-insurance solution, we’ll tell you. However, in those cases when insurance is the most effective solution for your situation, your Falcidian Financial Advisor will help you identify the policies that may satisfy your needs and budget.

In many instances, life insurance plays an integral role in our clients’ financial or estate plans. Whether you face a substantial estate-tax liability, aim to replace a significant income stream, or strive to provide for the special needs of another, our Falcidian Advisors are available to help you identify reasonable life insurance solutions.

While we do not write insurance policies, in many cases we are able to act as an insurance broker for you through one of our alliance licensed insurance agencies. Our affiliates are able to engage multiple life insurance vendors in a competitive bidding process that should result in cost savings to you. Falcidian is there to help you select the policies and vendors suited to your needs, at a price that is competitive.

Our Falcidian Financial Advisors understand the elevated liability risk often faced by our high net-worth and executive clients. Whether it is a specific insurance policy to cover valuable art, automobiles, or personal aircraft, or a broad policy simply designed to protect a large nest egg from the risk of a backyard swimming pool, our Falcidian Financial Advisors have the resources necessary to address your property and casualty insurance needs.

Through strategic alliances with specialized insurance brokers, Falcidian Financial Advisors are able to help you secure high-end property and casualty policies. Through these alliances, we are often able to engage several insurance companies in a biding process for your business, often resulting in client savings.